Nevada is serious about each and every driver in the state having liability insurance. In fact, Nevada is so serious about insurance that they have instituted the Insurance Verification Program. Through the Insurance Verification Program every time a driver cancels his or her auto insurance at one insurance company, the state checks to make sure that insurance is purchased at another company for that same car.
The idea is to keep all uninsured vehicles off of Nevada streets. Nevada has zero tolerance for uninsured drivers.
Unfortunately automobile insurance in Nevada is no less expensive than anywhere else, which leaves virtually every Nevada driver scrambling to find the best rates on Automobile Insurance.
Fortunately there are a few things you can do to help keep your auto insurance rates as low as possible.
Start by keeping your driving record clean. Speeding tickets…drunk or impaired driving convictions…or any other moving violation is enough to increase your premiums for auto insurance until they are virtually through the roof.
If you are a new driver you know how expensive automobile insurance can be for you. You can help keep your premiums as low as possible by staying in school and getting good grades; almost every auto insurance company in Nevada has a Good Student Discount. Also, before you buy your first car talk with an insurance agent and see just how expensive insurance coverage is going to be. Remember, the faster and sleeker that new car is, or the more muscle it has under the hood, the more you’re going to be paying each month for the privilege of driving it on Nevada roads.
Drivers 55 or older can get discounts on their auto insurance if they take state-approved driver’s training refresher courses; seniors can save as much as 10% on their auto insurance.
Next, ask yourself how much of your own money you can afford to spend if you get in an accident or have any other claim. The more you can pay – in other words, the higher your policy’s deductible – the lower your monthly premium payment will be.
Now top everything off with a trip online to one of the many websites that allow you to compare auto insurance policies and prices side-by side. But don’t stop with running your numbers through just one site – check out the prices on at least 3 different sites so you will be more likely to see the rates of as many different companies as possible.
Auto insurance is taken very seriously by the state of Nevada, and it needs to be taken seriously by you, too, which is why it is so important for you to find the best rates on automobile insurance in Nevada.